Terms and conditions for arahoryalivaajava.com services

Please read these terms before subscribing to arahoryalivaajava’s financial planning service. They explain the rules for using our website and subscription, including your rights and responsibilities.

August 30, 2025

Acceptance of terms

By accessing or subscribing to arahoryalivaajava, you agree to these terms and all additional policies referenced. If you do not agree, please do not use our services.

Definitions

Key terms used in these terms and conditions are explained below for clarity.

‘Service’ refers to the subscription-based financial planning and consultations provided by arahoryalivaajava.

‘User’ means any individual who subscribes or accesses arahoryalivaajava’s service or website.

‘Advisor’ refers to the professionals delivering consultations and reviews as part of the subscription.

‘Subscription’ means the ongoing, month-to-month access you receive by paying the recurring fee.

Service usage guidelines

You are responsible for using the service appropriately, respecting all policies and not misusing access or information provided.

Eligibility

Our service is available to individuals aged 18 and over, residing in Australia. You must provide accurate details to subscribe.

18+ only for subscription access.

Your responsibilities

Users must act honestly, keep information up to date, and follow all platform guidelines.

Keep your login and account information secure and confidential.
Update your details promptly if any information changes.
Do not share or resell your subscription or content.
Use the service for personal planning, not commercial purposes.

Prohibited uses

Certain actions are not permitted. These include:

Using the service to seek or offer regulated financial products or investment advice.
Attempting to access or modify another user’s information.
Introducing malware or disrupting the website’s operation.
Violating any applicable law or regulation.
Harassing, abusing, or misleading staff or other users.

Intellectual property rights

All content, branding, and materials on arahoryalivaajava.com are owned by arahoryalivaajava or its licensors. You may not copy, distribute, or use content without written permission. User-generated content remains your property, but you license us to use it for service delivery.

User content

You retain rights to your submissions but grant us permission to use them for providing services.

User content rights and permissions

You must have the right to submit any information you provide and not infringe others’ rights.

Privacy and data protection

We handle your information as described in our Privacy Policy. By subscribing, you agree to these practices.

See privacy policy

Disclaimer and limitations

Our service offers planning support only. No investment, legal, or tax advice is provided. Results may vary.

Important warning

We do not guarantee outcomes from our service. Users are responsible for decisions based on consultations.

Limitation of liability

arahoryalivaajava and its advisors are not liable for damages or losses resulting from your use of our service.

Indemnification

You agree to indemnify arahoryalivaajava for any claims arising from misuse of the service or violations of these terms.

Dispute resolution and law

We aim to resolve concerns quickly and fairly. Any disputes are subject to Australian law.

Arbitration

If a dispute cannot be resolved through discussion, parties may agree to binding arbitration in Australia.

This process does not affect statutory rights.

Online dispute resolution

Users may access online dispute resolution resources for unresolved issues.

Learn about dispute resolution

Severability

If any part of these terms is found invalid, the rest remains enforceable.

Entire agreement

These terms and referenced policies represent the full agreement between you and arahoryalivaajava.

Applicable law and jurisdiction

Australian law governs these terms and any disputes.

Termination

We may terminate or suspend access for violations of these terms or misuse of the service.

Modifications

We may update these terms as needed. Updates are effective upon posting.

Contact us for questions

If you have questions about these terms, please contact us using the details below.

Email address: content@arahoryalivaajava.com

Phone: +61-2-7238-3915

Address: 365 Little Collins St, Melbourne, VIC 3000 Australia

Effective date: August 30, 2025

Version: 2.1